Leave your feedback Share Copy URL https://mypepack.gophersport.com/video/?vid=Lh3YVhkpUJP Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Why Fed Pauses Raise Mortgage Rates [iRcrCwcok7L] Health Updated on August 05, 2026 EDT — Published on August 05, 2026 EDT It sounds backward: the Federal Reserve paused, but mortgage rates still moved higher. The reason is that the Fed does not directly set 30-year mortgage rates. Mortgage pricing is influenced more closely by longer-term bonds, including the 10-year Treasury and mortgage-backed securities. A pause can still push mortgage rates higher when investors interpret it as a sign that inflation remains a concern, that borrowing costs may stay elevated longer, or that the Fed is not acting aggressively enough to contain future inflation. The headline may say, “The Fed held rates steady,” but the bond market decides how that news affects mortgage pricing. That is why mortgage rates can rise without the Fed increasing its own rate. Trent Hufstetler, NMLS 1819440 Mortgage Advisor NEXA Lending NMLS 1660690 #trentdoesmortgages #mortgagewizard #mortgagerates #housingmarket XxnAAiKm1VI owtK3fovH2T cH2Zx6zVA4J wAFuk7EDbED ZjtenGimPKO pbt2plGFNcA mmTcuka0Mkf
It sounds backward: the Federal Reserve paused, but mortgage rates still moved higher. The reason is that the Fed does not directly set 30-year mortgage rates. Mortgage pricing is influenced more closely by longer-term bonds, including the 10-year Treasury and mortgage-backed securities. A pause can still push mortgage rates higher when investors interpret it as a sign that inflation remains a concern, that borrowing costs may stay elevated longer, or that the Fed is not acting aggressively enough to contain future inflation. The headline may say, “The Fed held rates steady,” but the bond market decides how that news affects mortgage pricing. That is why mortgage rates can rise without the Fed increasing its own rate. Trent Hufstetler, NMLS 1819440 Mortgage Advisor NEXA Lending NMLS 1660690 #trentdoesmortgages #mortgagewizard #mortgagerates #housingmarket XxnAAiKm1VI owtK3fovH2T cH2Zx6zVA4J wAFuk7EDbED ZjtenGimPKO pbt2plGFNcA mmTcuka0Mkf