Leave your feedback Share Copy URL https://mypepack.gophersport.com/video/?vid=COFJU5Cihan Email Facebook Twitter LinkedIn Pinterest Tumblr Share on Facebook Share on Twitter Why can I delay Part B but still get a Part D penalty? [meCCATZhVAM] Health Updated on August 07, 2026 EDT — Published on August 07, 2026 EDT Another dumb Medicare rule: Part B may give you up to 8 months to enroll after employer coverage ends, but Part D does not wait that long if you go too long without creditable drug coverage. Translation: You think you're being smart by delaying Part B to save a few months of premium… and Medicare says, "Congratulations, now you may owe a lifelong Part penalty." Why? Because once you go 63 days or more without creditable prescription drug coverage, you can trigger a Part D late enrollment penalty that can stick with you for life. Just because you can wait longer for Part B doesn't mean you should. That's exactly why we usually recommend staying within the first couple of months when making your move. #Medicare #PartB #PartD #LateEnrollmentPenalty #RetirementPlanning #MedicareMistakes #ClearBenefitsAdvisors f6bdabvCNyb 6rCMGw56aFk 1EV8DqgWeel W2jm1Q3mHn5 89poyIspyb1 jVc1mqXcoU8
Another dumb Medicare rule: Part B may give you up to 8 months to enroll after employer coverage ends, but Part D does not wait that long if you go too long without creditable drug coverage. Translation: You think you're being smart by delaying Part B to save a few months of premium… and Medicare says, "Congratulations, now you may owe a lifelong Part penalty." Why? Because once you go 63 days or more without creditable prescription drug coverage, you can trigger a Part D late enrollment penalty that can stick with you for life. Just because you can wait longer for Part B doesn't mean you should. That's exactly why we usually recommend staying within the first couple of months when making your move. #Medicare #PartB #PartD #LateEnrollmentPenalty #RetirementPlanning #MedicareMistakes #ClearBenefitsAdvisors f6bdabvCNyb 6rCMGw56aFk 1EV8DqgWeel W2jm1Q3mHn5 89poyIspyb1 jVc1mqXcoU8